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Let's delve into the history of Bank Holidays and which ones are coming up... 
All countries have a public holiday of some sort (especially India who have 21 public holidays!). These are the days we often forget about until they sneak up on us - a nice surprise out of nowhere, like bumping into a friend or relative you haven’t seen in a year. 
These are glorious days, where you don’t have to go to work, you get paid (at your employers’ discretion), and if you do work, you get paid extra! 
In the UK, we have Bank Holidays. The term “Bank Holiday” can sometimes lead to confusion for new citizens. What does it have to do with banks? Why are these days important? 
Here, we are going to uncover the origin of Bank Holidays and of course, remind you of when they are! 
Why is it called a Bank Holiday? 
The reason it is called a “Bank Holiday” is of course because the banks are closed. If the banks are closed, then many businesses are unable to operate, so they close too. The law makes it acceptable to defer payments until the next working day, without penalty. 
The actual term “Bank Holiday” was introduced to differentiate common law holidays (i.e. Christmas and Good Friday) from public holidays. We still commonly use the phrase “Bank Holiday” to describe all public holidays, despite it not being totally accurate. 
Where did they come from? 
Originally, the Bank of England observed around 33 saints’ days and religious festivals as holidays. This changed in 1834, when it was reduced to four (1 May, 1 November, Good Friday & Christmas Day). 
In 1871, the German Empire was founded, the first Rugby Union international took place, The Royal Albert Hall was opened, the Crystal Palace of London held the first cat exhibition, and Sir John Lubbock, who looked a bit like someone you'd see wondering around Camden in this day and age, presented us with the Bank Holidays Act. This was an act which introduced holidays with pay. Four designated holidays for England, Wales and Northern Ireland (5 in Scotland) were named the first official bank holidays. The lovely idea came from Lubbock’s mission to ease the pressure on the working class and introduce shorter working hours as well as more holidays. Needless to say, it was met with delight from the masses. 
John Lubbock was the son of a banker, and a banker himself, before he was elected into parliament. The introduction was so popular that some of the population called the first bank holidays St Lubbock’s Days for a while… although it didn’t really stick. 
The first official bank holidays were: 
- The 1st Monday in August 
- Easter Monday 
- Whit Monday 
- 26th December 
Scotland was a little different: 
- New Year’s Day 
- Good Friday 
- 1st Monday in May 
- 1st Monday in August 
- Christmas Day 
Now, don’t feel sorry for England, Northern Ireland and Wales. They still had time off from work on Christmas Day and Good Friday, but they were considered as “Common Law Holidays” so were not included in the Bank Holidays Act, but remained public holidays. 
Over the next one-hundred years, there were a few changes: 
The August Bank Holiday was moved from the first Monday in August, to the last and Whit Monday was replaced by the Late Spring Bank Holiday (last Monday in May). 
The Banking and Financial Dealings Act was introduced in 1971 and this allowed the days to be changed by Royal Proclamation, meaning that if one of the dates should fall on a weekend, we will not lose the bank holiday and it will be moved to a weekday. The days are reviewed yearly and proclaimed on behalf of the Head of State. So, remember to thank the Queen if you see her hanging out at the beach at the end of August, like the rest of us. 
How many do we have now and when are they? 
So, as it stands, in England and Wales, we have 8 Bank Holidays. Which is the lowest in the EU. Only the Netherlands match our unwavering desire to work as much as we possibly can… The European average is 10.8 days. 
England and Wales 
- New Year’s Day (1 January) 
- Good Friday (Friday before Easter Sunday) 
- Easter Monday (Monday after Easter Sunday) 
- Early May Bank Holiday (First Monday in May) 
- Late Spring Bank Holiday (Last Monday in May) 
- Late Summer Bank Holiday (Last Monday in August) 
- Christmas Day (25 December) 
- Boxing Day (26 December) 
- New Year’s Day (1 January) 
- 2nd January 
- Good Friday (Friday before Easter Sunday) 
- Early May Bank Holiday (First Monday in May) 
- Summer Bank Holiday (First Monday in August) 
- St Andrews Day (30 November) 
- Christmas Day (25 December) 
- Boxing Day (26 December) 
Northern Ireland 
- New Year’s Day (1 January) 
- St Patrick’s Day (17 March) 
- Good Friday (Friday before Easter Sunday) 
- Easter Monday (Monday after Easter Sunday) 
- Early May Bank Holiday (First Monday in May) 
- Late Spring Bank Holiday (Last Monday in May) 
- The Twelfth (12 July) 
- Late Summer Bank Holiday (Last Monday in August) 
- Christmas Day (25 December) 
- Boxing Day (26 December) 
Is there a downside? 
Of course there is! It wouldn't be a UK related article without an added ingredient of cynicism! Travelling is difficult. If you are in the UK, and are planning on travelling during the bank holiday, please be sure to check travel information. We often see rail strikes, and reduced services on public transport. A lot of shops, and businesses will not be open (or will have reduced hours). 
You can check travel information for the upcoming Late Summer Bank Holiday here: 
The other factor to be aware of, if you are not using public transport, is that the roads are likely to be very busy, so plan your journey accordingly or at least make a few mix-tapes for the time consuming journey. 
But apart from that, you can enjoy your time off without a care in the world! 
Happy (Bank) Holidays! 
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